Our Loan Process

From application to disbursement, we employ a hybrid of technology and human interface in providing flexible, fast and convenient lending decisions.

Quick and Easy Loan Application


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Apply

Complete our loan application process with the right information and documents

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Approve

Your loan request is approved after due diligence and verification

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Accept

Agree to the terms and conditions of the loan approved

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Disburse

Instantly recieve funds in your dedicated bank account

Why Choose CaixaNG?


Great Lending Rates

We offer competitive lending rates with no hidden or ambiguous charges.

Our application processes are simple and fast with lending decisions given within 48 hours.

Fast Application Process
Flexible Repayment Plans

We offer flexible repayment options that are tailored to meet the cashflows of customers.

They Trust Us


The Application Process


What documents do I need to provide whilst applying for a loan?

Applications for a CaixaNG loan would require the following documentations:

  • A government issued means of identification
  • 3 months’ payslip (for salary earners)
  • 6 months bank statement
  • Utility bill of place of residence and/or place of business
  • A passport photograph
  • CAC company particulars
  • LPO or contract award letter from principal

Can I get a loan without a collateral?

Yes, applicants can access uncollateralized loans provided they have verifiable source(s) of repayment.

Can I take a loan if I have an outstanding payment with my employers?

Applicants can access loans irrespective of their financial obligations to their employers provided their monthly emolument can accommodate their monthly loan repayment

Apply for a loan today

Simply complete our application process and receive a lending decision fast!

apply now